Gams

Wednesday, February 15, 2012

Two Money Saving Tips Even I Can Do!

In no way do I claim to be good at saving money. I would say I can be thrifty and I tend to look for a good deal, but there are definitely times when I am too lazy to find a deal and I totally just pay full price {actually that is often}.

But since staying home, I have tried harder to be a better shopper. I have never been good about using coupons. They are hard for me because I am forgetful and even when I have tried to use them I find that since I typically buy the generic brand, the name brand stuff is still more expensive even with the coupon.

I no longer beat myself up about couponing. I still do use coupons, but my system is simple for me and doesn't cause me any real pain.

When the Sunday paper comes I leaf through the coupons.
I only clip the ones for products I would normally buy anyway.
I also hold on to the coupons the grocery store gives with my receipt.
I stick them in an envelope in my purse.
While I am at the store, or before I go in, I look over the coupons in there.
If there is anything I was going to buy or need anyway I write it on my shopping list and set those coupons aside.
At the checkout I hand her my stack {very small stack usually}

While it isn't a lot I typically save about $5 to $10 each time I grocery shop. Since I shop about twice a month that is still a savings of around $120-$240 a year. When I think of it that way, it makes it worth the little effort I put in.

Here is one way that I have found to save money and this makes me SO excited because it is SO easy.

I shop at Kroger due to convenience and they offer a point system for gas when you use your Kroger card. Each dollar is a point, every 100 points equals .10 cents off per gallon at certain gas stations.

Since I buy my groceries there anyway and I buy gas anyway, I might as well buy my gas at the station that accepts my Kroger points.

In the month of January I filled up 2 times. The first time I had .40 cents off per gallon and the second time I had .50 cents off per gallon. Since I have a 24 gallon tank that savings added up!

I saved $20 in gas for the month of January. The second time I only paid $2.82 per gallon. If I keep this up I will save $240 this year in gas. Tell me that isn't awesome!!!

Now I am about to make Phil start using my Kroger card too!

There are simple and easy ways to save money, you just have to look for them!!!

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